شناسایی و اولویت‌بندی راهبردهای مالی دیجیتال مبتنی بر فناوری زنجیره‌بلوکی در بازار پول و سرمایه

نوع مقاله : مقاله پژوهشی

نویسندگان

1 استادیار گروه مدیریت کسب‌وکار، دانشکده معارف اسلامی و مدیریت، دانشگاه امام صادق علیه‌السلام، تهران، ایران

2 دانشجوی کارشناسی ارشد معارف اسلامی و مدیریت مالی، دانشگاه امام صادق علیه‌السلام، ‌تهران، ایران

چکیده

یکی از فناوری‌هایی که در بحث راهبرد مالی دیجیتال به آن توجه می‌شود فناوری زنجیره بلوکی است که بدون تحلیل مزیت‌ها و چالش‌های آن نمی‌توان راهبرد مشخصی را برای بازار پول و سرمایه تدوین کرد. مسئله اصلی این پژوهش عدم شناسایی مزیت‌ها و چالش‌های فناوری زنجیره بلوکی در بازار پول و سرمایه و اولویت‌بندی آن‌هاست. بنابراین، هدف از این پژوهش در گام اول شناسایی این مزیت‌ها و چالش‌ها بوده و در گام دوم، اولویت‌بندی آنها  و ارائه راهبردهای مالی دیجیتال برای برای بهره‌برداری از فناوری زنجیره بلوکی در بازار پول و سرمایه است. این پژوهش با استفاده از استراتژی آمیخته متوالی اکتشافی انجام شده است؛ در مرحله اول، با مراجعه به داده‌های ثانویه از طریق راهبرد فراترکیب چالش‌ها و مزایای فناوری زنجیره‌بلوکی در بازار پول و سرمایه شناسایی شده است و سپس، در مرحله دوم با رویکرد تحقیق در عملیات نرم و راهبرد تحلیل اهمیت – عملکرد به اولویت‌بندی هریک از مزایا و چالش‌های به‌دست‌آمده اقدام شده است. بر اساس نتایج، 17 مزیت و 18 چالش از راهبردهای مالی دیجیتالی و مبتنی بر فناوری زنجیره بلوکی شناسایی شده است. بر این اساس، راهبردهای مالی دیجیتال همچون؛ راهبرد تمرکز بر مزیت‌ها و مدیریت و کاهش چالش‌ها، راهبرد عدم‌تمرکز بر اولویت‌ها و چالش‌های پایین، راهبرد استمرار فعالیت مطلوب و مدیریت چالش‌ها، راهبرد پرهیز از اتلاف منابع و مدیریت چالش حاصل از فناوری‌های زنجیره‌بلوکی در بازار پول و سرمایه برای چالش‌ها و مزیت‌ها پیشنهاد شده است.

کلیدواژه‌ها


عنوان مقاله [English]

Identifying and Prioritizing the Digital Financial Strategies Based on the Blockchain Technology in the Money and Capital Markets

نویسندگان [English]

  • Reza Baniasad 1
  • Mohammad Javad Saberi 2
1 Assistant Professor, Department of Business Management, Faculty of Islamic Studies and Management, Imam Sadiq University, Tehran, Iran
2 MA student, Islamic Study and Financial Management, Faculty of Management, Imam Sadiq University
چکیده [English]

Today, in line with the age of digital technology and the industry 4.0 revolution, using the cyberspace tools and technologies in the money and capital markets is increasing. One of the technologies considered in discussion of digital financial strategy is blockchain technology, that is not possible to formulate a specific strategy for the money and capital markets without analyzing its advantages and challenges. The main problem of this study is the failure to identify the advantages and challenges of blockchain technology in the money and capital markets and their prioritization; Therefore, the purpose of this study is to identify these advantages and challenges in the first step, and their prioritization in the second step. Finally, digital financial strategies for blockchain technology utilization are suggested in the money and capital markets. In order to answer seven questions, this study was conducted using the exploratory sequential mixed method strategy, which in the first step, challenges and benefits of blockchain technology in the money and capital market were identified by referring to the secondary data through metasynthesis strategy, and then in the second step, each obtained benefit and challenge is prioritized with the soft operations research approach and the importance-performance analysis strategy. The obtained results include 17 advantages and 18 challenges of thematic analysis that after prioritization, suggest the digital financial strategies for challenges and advantages such as the strategy of focusing on advantages and management and reduction of challenges, the strategy of non-focusing on low priorities and challenges, the strategy of continuing the desired activity and challenges management, and the strategy of waste avoidance of resources and managing the challenges resulted by blockchain technologies in the money and capital markets.

کلیدواژه‌ها [English]

  • Digital Financial Strategy
  • Blockchain Technology
  • Money And Investment Market
  • Importance-Performance Analysis
  • Exploratory Sequential Mixed Method
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