- Ahmadian, A. (2014). "Evaluation of bank health indicators in banks of Iran (2010-2011) ", Report of Monetary and Banking Research Institute of Central Bank. (In Persian).
- Allayannis, G. & Mozumdar, A. (2004). “The impact of negative cash flow and influential observations on investment-cash flow sensitivity estimates. ” Journal of Banking and Finance, 28, 901–930.
- Almeida, H., Campello, M. & Weisbach, M. S. (2004). “The cash flow sensitivity of cash. ” Journal of Finance, 59, 1777–1804.
- Alti, A. (2003). “How sensitive is investment to cash flow when financing is frictionless?” Journal of Finance, 58, 707–722.
- Bahrami, M. (2012). "Investigation of CAMEL ratings in Islamic banks", Presentations and Papers of Thirteen Conference on Islamic Banking. (In Persian).
- Bates, T. W., Kahle, K. M., & Stulz, R. M. (2009). “Why do U. S. firms hold so much more cash than they used to?” Journal of Finance, 64, 1985–2012.
- Baum, C. F. Schaffer, M. & Stillman, S. (2007). “Enhanced routines for instrumental variables/generalized method of moments estimation and testing. ” The Stata Journal, 7, 465–506.
- Bond, S. & Van Reenen, J. (2007). “Microeconometric models of investment and employment. ” In J. Heckman, & E. Leamer (Eds.), Handbook of econometrics, Vol. 6A, 4417–4498.
- Cleary, S. (1999). “The relationship between firm investment and financial status. ” Journal of Finance, 54, 673–692.
- Demirgu¨ c¸-Kunt, A. & Maksimovic, V. (1998). “Law, finance and firm growth. ” Journal of Finance, 53, 2107–2137.
- Evans, O., M. Leone, A., Gill, M. & Hibers, P. (2000). “Macroprudential indicators of Financial system Soundness. ” Wahington D. C: International monetary Fund.
- Fazzari, S. M., Hubbard, R. G. & Petersen, B. C. (2000). “Investment-cash flow sensitivities are useful: A comment. ” Quarterly Journal of Economics, 115, 695–705.
- Fazzari, S. M., Hubbard, R. G., & Petersen, B. C. (1988). “Financing constraints and corporate investment. ” Brookings Papers on Economic Activity, 1, 141–195.
- Gallego, F. & Loayza, N. (2004). “Financial structure in Chile: Macroeconomic developments and microeconomic effects. ” In A. Demirgu¨ c¸-Kunt & R. Levine (Eds.), Financial structure and economic growth. MIT Press.
- Gelos, G. & Werner, A. (2002). “Financial liberalization, credit constraints, and collateral: Investment in the Mexican manufacturing sector. Journal of Development Economics, 67, 1–27.
- Gomes, J. (2001). “Financing investment. ” American Economic Review, 91, 1263–1285.
- Guariglia, A. (2008). “Internal financial constraints, external financial constraints, and investment choice: Evidence from a panel of UK firms. ” Journal of Banking and Finance, 32, 1795–1809.
- Guncavdi, O., Bleaney, M. & McKay, A. (1998). “Financial liberalization and private investment: Evidence from Turkey. ” Journal of Development Economics, 57, 443–455.
- Hansen, B. E. (1996), “Inference When a Nuisance Parameter is Not Identified Under the Null Hypothesis”. Econometrica, 64, 413–430.
- Hansen, B. E. (1999), “Threshold Effects in Non-Dynamic Panels: Estimation, Testing and Inference”. Journal of Econometrics, 39, 345-368.
- Hansen, Bruce E. (2000), “Sample Splitting and Threshold Estimation. Econometrica”. Journal of Econometrics 68 (3), 575–603.
- Harris, J. R., Schiantarelli, F. & Siregar, M. G. (1994). “The effect of financial liberalization on the capital structure and investment decisions of Indonesian manufacturing establishments. ” World Bank Economic Review, 8 (1), 17–47.
- Hubbard, R. G. (1998). “Capital-market imperfections and investment. ” Journal of Economic Literature, 36, 193–225.
- Jeon, Y & Miller, S. M. (2002). “The Performance of Domestic and Foreign Banks: The Case of Korea and the Asian Financial Crisis”. Working papers 2002-28, University of Connecticut, Department of Economics.
- Kaplan, S. N. & Zingales, L. (1997). “Do investment-cash flow sensitivities provide useful measures of financing constraints? Quarterly Journal of Economics, 112, 169–215.
- Kaplan, S. N. & Zingales, L. (2000). “Investment-cash flow sensitivities are not valid measures of financing constraints. Quarterly Journal of Economics, 115, 707–712.
- Khurana, I. K., Martin, X. & Pereira, R. (2006). “Financial development and the cash flow sensitivity of cash. Journal of Financial and Quantitative Analysis, 41, 787–807.
- King, R. G. & Levine, R. (1993). “Finance and growth: Schumpeter might be right. Quarterly Journal of Economics, 108, 717–738.
- Koo, J. & Maeng, K. (2005). “The effect of financial liberalization on firms’ investments in Korea. Journal of Asian Economics, 16, 281–297.
- Laeven, L. (2002). “Financial constraints on investments and credit policy in Korea. Journal of Asian Economics, 13, 251–269.
- Laeven, L. (2003). “Does financial liberalization reduce financial constraints? Financial Management, 32, 5–34.
- Liu, Y. C. & Hung, J. H. (2006). “Services and the long- term profitability in Taiwan's banks”. Global Finance Journal, Vol. 17, lssue2, December 2006, pp177-191.
- Love, I. (2003). “Financial development and financing constraints: International evidence from the structural investment model. Review of Financial Studies, 16, 765–791.
- Moghadam Zanjani, M. V., Piri, A. (2012). "Study of effect of macroeconomic factors on t profitability of Islamic banks". Proceedings of the Special Articles of 23th Conference on Islamic Banking. (In Persian).
- Mulligan, C. B. (1997). “Scale economies, the value of time, and the demand for money: Longitudinal evidence from firms. Journal of Political Economy, 105, 1061–1079.
- Onuonga, S. M. (2014). “The Analysis of Profitability of Kenya’s Top Six Commercial Banks: Internal Factor Analysis”. American International Journal of Social Science, Vol. 3, No. 5, pp. 94-103.
- Opler, T., Pinkowitz, L., Stulz, R. M. & Williamson, R. (1999). “The determinants and implications of corporate cash holdings. Journal of Financial Economics, 52, 3–46.
- Rajan, R. G. & Zingales, L. (1998). “Financial dependence and growth. American Economic Review, 88, 559–587.
- Riddick, L. A. & Whited, T. M. (2009). “The corporate propensity to save. Journal of Finance, 64, 1729–1766.
- Schiantarelli, F. (1996). “Financial constraints and investment: Methodological issues and international evidence. Oxford Review of Economic Policy, 12, 70–89.
- Seelanatha, L. (2010). “Marjet Structurre, Efficiency and performance of banking industry in Sri lanaka”. Banks and bank systems, 5 (1), 20-31.
- Shahchera, M., Jozdani, N. (2012). "Impact of capital ratio on profitability of state and private banks of Iran (2001-2009) , Monetary and Banking Studies, 14th year, Issue 12, Pp. 19 to 44. (In Persian).
- Shu L. L., Shang-Chi, G., & Ching-Shan C. (2005). “Risk-based capital adequacy in assessing on insolvency-risk and financial performances in Taiwan’s banking industry”. Research in International Business and Finance, 19: 111–153.
- Staiger, D. & Stock, J. H. (1997). “Instrumental variables regression with weak instruments. Econometrica, 65, 557–586.
- Van Roy, P. (2005). “The impact of the 1988 basle accord on bank’s capital ratios and credit risk taking: An international study”. European Center for Advanced Research in Economics and Statistics (ECARES) Av. F. D. Roosevelt, Brussels, Belgium.
- Wurgler, J. (2000). “Financial markets and the allocation of capital. Journal of Financial Economics, 58, 187–214